Per-room revenue, shared-space economics, and local housing-wage demand change the math from row one. Here's what standard tools miss, the market data we bake into every analysis, and the lender-ready pro forma that gets coliving deals financed.
Standard real estate tools were built for a single-tenant, single-rent model. Coliving runs on per-room revenue, shared-space dynamics, and occupancy assumptions tied to local housing wage data. The math is different from row one.
Standard buy-and-hold templates calculate one rent per property. Coliving runs on per-room revenue, shared-space dynamics, and occupancy assumptions tied to local housing wage data. A generic spreadsheet gets the math wrong from row one.
Fair Market Rent, housing wage benchmarks, and renter demand data exist across dozens of public and institutional sources. Most investors never find them — or use outdated numbers that kill deals at the lender level.
A back-of-napkin cap rate won’t get you financed. Lenders need DSCR and sensitivity analysis in a format they recognize. Without a bank-ready pro forma, coliving conversions stall — not because the deal is bad, but because the paperwork is.
Unsourced rent assumptions stop otherwise good deals at the lender’s desk. Every analysis starts with institutional-quality market data your underwriter can understand and stress-test.
Fair Market Rent benchmarks and Housing Wage data for every U.S. market, sourced from federal housing databases and validated against local datasets.
Renter density, affordability benchmarks, and income distribution by metro make occupancy assumptions easier to defend with a lender.
Official federal crosswalk data maps every zip code to its county and metro, so market figures are localized instead of loosely estimated.
Coliving Calculator generates the complete underwriting package — not just a cash flow estimate. Every metric in a format your lender's credit team recognizes.
Fair-market rent and housing-wage data pre-loaded by zip code, city, or metro — drawn from our proprietary blend of public records and federal housing research. No manual lookups. No guesswork.
Cap Rate, DSCR, ARV, Cash-on-Cash, and Post-Tax return — every metric your lender, partner, or LP will ask for, calculated in one place with coliving-specific inputs.
A traffic-light system benchmarks each metric against industry standards. Know at a glance whether a deal is bankable before you make an offer.
Save unlimited scenarios, reload them for updates, and export as PDF or CSV. Share a direct link with your lender or capital partner — no email attachments.
Run an underwrite from your phone at a property showing or from your desk before a lender call. Mobile-friendly, encrypted, no downloads required.
Every analysis shows both operating models on the same property, same price, same financing — so you can make the case for the coliving model with numbers, not opinions.
You own or are considering a 3–6 bedroom property and want to know if running it as a coliving house pencils out better than a standard rental. You need real numbers — not a blog post telling you coliving is the future.
“I need to know if coliving beats my current cap rate before I make an offer - not after.”
— Real Estate InvestorYou’re pitching an owner or investor on converting their property to coliving. You need credible, defensible numbers - not back-of-napkin math - to close the deal and get the management contract.
“I walk into owner meetings with a lender-ready pro forma now — it’s closed my last two management contracts.”
— Property ManagerYou teach investors how to build wealth through real estate. The Coliving Calculator is the tool your students have been asking for - that you’ve been referring them to platforms that only half-answer the question.
“My audience needs a tool, not a theory. Now I have one I can actually stand behind.”
— Real Estate EducatorStandard tools assume one rent per property. Coliving runs on per-room revenue, shared-space costs, and occupancy assumptions tied to local housing-wage data — so the math is different from the first row. Coliving Calculator is built for that model and runs a coliving and a traditional scenario side by side on every property.
No. The calculator is free forever — run unlimited analyses with no account, no credit card, and no sign-up. You’ll only add an email if you want us to save your pro forma, email you a copy, or generate a shareable link for your lender.
It’s genuinely free, forever, with no usage limits. Coliving Calculator is supported by our partners and by white-label licensing to real estate educators and brokerages — not by charging investors to run the numbers.
Yes. Every report is formatted as a professional pro forma lenders recognize — DSCR, Cap Rate, and all standard metrics — and you can share it as a PDF, CSV, or a direct link your lender can review without creating an account.
We blend U.S. Census Bureau data, HUD Fair Market Rent tables, and proprietary housing-wage research updated annually. Every zip code, city, and metro is pre-loaded, so you never look up rent comps manually.
Every U.S. market where HUD publishes Fair Market Rent data — over 2,500 metros and counties. Enter any U.S. zip, city, or metro for localized figures instantly.
Every analysis automatically runs both scenarios on the same property, price, and financing — a side-by-side of NOI, cash flow, cap rate, and every metric, so you make the case with numbers.
Yes — Coliving Calculator is available as a white-label tool for coaches, realtors, and educators. Your logo, your domain, your clients’ saved data, plus custom modules like subto, multifamily, or new construction on request. See our For Partners page.
Get a clear, bank-ready report in 60 seconds — with real market rents and the numbers your lender needs to say yes.
